You’ll be in rent arrears if you don’t keep up on your rent payments. Of course, dealing with arrears can be tough, but the sooner you take action the better. If you ignore your arrears, your financial situation is likely to get worse.
Important: If you have multiple forms of debt, paying your rent arrears should take priority. If you are looking for extra support with prioritising your debt repayments and creating a structured plan, we may be able to help you.Apply for Debt Help
What are the consequences of not paying your rent?
If you fail to pay your rent and to reach out to your landlord and set up a repayment plan, your rent arrear will continue to increase.
In some cases, you may also be evicted from your home.
To avoid this, we highly recommend that you focus your efforts to repay your landlord what you owe.
How to deal with rent arrears
Confirm how much you owe to your landlord
You may find it useful to reach out to your landlord and ask them how much you owe them in total. Then make sure that the figure they are requesting is valid by checking your bank statements, rent book, and receipts (if you pay cash).
Calculate new budgets
Take a look at your current income and spending habits. Are there any changes that you can make which will allow you to have more money to repay your landlord?
Negotiate with your landlord
Contact your landlord and let them know you are aware of your outstanding rent payments. It might help to tell them why you fell behind with your rent, for example, if you were unemployed for a while. Then, inform them of your current situation and let them know the ideal repayment plan for you. Do not offer to pay more than you can afford, as this could make the problem worse.
Hassle free service!
Amazing service. Hassle free. Staff and friendly and non judgemental. Very quick and efficient service. Would highly recommend to anyone struggling with debt…… make that call and these guys will definitely help you!
After a huge struggle, picked the phone, gathered some strength to ask for help. In return, I was helped with loads of reassurance and support. Every single person I spoke to, had words of encouragement and kind. I was very much in need of it. Special thanks to one of the advisors who took all his time to make me feel confident and for being so positive and kind.
DFH have been amazing and understanding regarding a very sensitive situation. I cannot thank them enough for their approach and professionalism throughout the whole process and would highly recommend them.
Stress-free, helpful and efficient
The whole process was great, I have all my information about my finances, they were helpful and reassuring all the way through. DFH were very understanding of my situation and using them also made it a lot more stress free trying to pay my debt off. The advisers that dealt with me were professional and efficient.